Aging Resources

Resources by Age

Dec 28

Reaching retirement age comes with its own rewards and challenges. However, new services and programs become available for us as we head into our golden years.

Government Programs

Government and non-government programs often become more widely available to people as they age. The programs mentioned below provide benefits to individuals who are 60 years old and older across a wide range of needs and income levels. Learn more about some these programs by clicking on the links shown below:

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Medicaid and Medicaid Waivers

Hoosiers, across a wide range of ages and income levels, may be eligible for medical benefits through Medicaid and Medicaid Waivers. While Indiana's Medicaid and Medicaid Waiver programs can feel complicated, using the information found in this article, you’ll gain an understanding of what these programs are, how you can apply for benefits, and much more.

Social Security Disability Insurance (SSDI)

Social Security disability insurance (SSDI) is a Social Security Administration (SSA) benefit program that provides monthly income for people who've worked for a period of time and become disabled. The program can also provide benefits for the recipient’s children and grandchildren, if the recipient is currently receiving benefits from the SSA, including Social Security retirement benefits.

There are work incentives programs included in the program to help individuals who become disabled return to the workforce. These incentives allow a person to continue receiving benefit payments for several years while they find a work situation that provides a large enough income to replace their disability benefits.

Supplemental Security Income (SSI)

Supplemental Security Income (SSI) is a Social Security Administration (SSA) benefit program that provides monthly income for low-income individuals who are blind, disabled, or over 65 years old. Eligibility for SSI includes rules based on how many assets you own as well as the income you earn.

SSI benefits are paid monthly through a direct deposit in a bank account the beneficiary owns. Beneficiaries can also receive benefits through a Direct Express® Debit MasterCard® account which doesn’t require a bank account but allows you to access your benefits with a debit card.

The Arc Master Trust

The Arc of Indiana created The Arc of Indiana Master Trust to help individuals with disabilities and their families establish a legal instrument called a Pooled Special Needs Trust. There are two types of trusts available from The Arc of Indiana Master Trust, Trust I and Trust II. These trusts allow third-parties and first-party contributions, respectively.

Pooled special needs trust allow groups of individuals to pool resources to benefit from professional support in managing and administering special needs trusts. The Arc of Indiana Master Trust has an online portal to help individuals and families manage the assets held in the trust. These trusts are designed to help individuals continue receiving benefits from government assistance programs while being able to maintain a higher quality of life than they otherwise would be able to enjoy.

Grace Kestler

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